We all know health insurance is important, but most people don’t know where to start. What kind of coverage is needed, and how much should it cost? Because it’s so confusing, many people without employer-provided health coverage tend to put off purchasing health insurance and go without.
There are many reasons why you need health insurance. Perhaps the most important reason is that health insurance protects you and your family in case of an unexpected illness or injury. If you don’t have health insurance, you could end up facing very high medical bills.
Another reason to have health insurance is that it can help you get the care you need. If you have a health insurance plan that includes prescription drug coverage, for example, you’ll be able to get the medication you need to treat your illness. And if you have a health insurance plan that includes coverage for mental health services, you’ll be able to get the care you need for your mental health needs.
Finally, health insurance can protect you from ruinous medical expenses. Even if you have a relatively modest income, the cost of a major illness or injury could be more than you can afford on your own. You’d have to pay the costs out-of-pocket, which could cause you to lose your home, go into debt, or even file for bankruptcy. With health insurance, you can rest assured that you’ll have some help paying for the care you need.
If you don’t have health insurance from your employer, there are a number of ways to get it. With all the options available, you might be surprised how affordable it can be. Talk to the team at IAA today to find out what kind of coverage options are available to you and don’t go another month without protecting your most important asset – your health.
Secure the BEST