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Life Insurance

Why Do I Need Life Insurance?

You might be wondering why you need life insurance. After all, it’s a policy that costs you money every month but you hope you’ll never have to use it. The truth is that life insurance is one of the most important investments you can make

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Four Important Reasons to Have Life Insurance

Here are four reasons why you should have life insurance:

1. It provides financial protection for your spouse and kids. When you pass away, life insurance pays out a sum of money to your loved ones which helps them rebuild their lives.

2. It’s an easy way to repay debt like student loans, credit cards and mortgage. If you pass on before paying off all the bills in full, your life insurance can help pay them off.

3. It’s an easy way to make sure your kids are provided for if something happens to you while they’re young. Create a trust fund where the insurance money can be deposited until they’re old enough to claim it.

4. It provides financial security in case of disability or unemployment. If you were to become disabled or lose your job, life insurance can help replace a portion of your income.

Keeping Your Family Protected

Before making any final decisions, talk to an insurance professional about how much life insurance you need to make sure your family’s needs will be taken care of in the event of your death. At IAA, we can help you make the right choice on life insurance, and you can rest easy knowing your family is protected.

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2211 S. 77 Sunshine strip harlingen, tx 78550 (956) 425-3535

4920 N Expressway Ste C, brownsville, tx 78526 (956) 542-3535

2916 n. mccoll rd. mcallen, tx 78501 (956) 682-6277

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